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There were stages where I was literally working to pay back with nothing to show for myself but I’ve built it back up gradually and I’ve been able to get back on the mortgage ladder.And this time I want to do it right so that my nine-year-old son, Corey, doesn’t follow in my footsteps, because the stress, and the depression that I got from being scared of picking up the phone to debt collectors and all of that, it really, really impacts your life. It’s not necessarily where the happiness comes from; it just makes you feel safer, especially if you’re a mum.When I left school I got a job in a paper factory but lasted three days before finding a telesales job, where I got paid £2.35 an hour.I left that after four months to join a tribute band where I was on £98 a night, but I still lived at home. I had just turned 19 and over the next 18 months all five of us in the group made about a million pounds each.I’ve put everything aside for tax, I’ve scraped through and I’ve been much, much stricter.I don’t need two cars, I just need one to get from A to B and today I live within my means.How dramatic was the financial change when you won the ITV show Popstars in 2000 to be part of the group Hear’Say? My mum was a PAYE for the NHS so I had no education on paying tax as a freelance worker.
My mum was fine about it, though, and said she didn’t mind me spending the money on it because it was investing into what I actually wanted to be when I was older.
Even as a child I was very much the type of person who would go and spend money straight away and I would never save.
I got my £2 pocket money every week and I went straight to the shop and bought either a toy or sweets and chocolate whereas my brother was the opposite. When I was 12, I landed myself quite a big role in a television programme called Elidor.
” and she laughed at me and said, “Of course you can.” That was the worst moment for me, because then I just blew my money with no regard to tax, no regards to investing properly into property. I had a credit card with around 40 grand on it, and at one point my accountant told me I’d bought £20,000-worth of clothes in the space of three months, and none of it was even designer. I went through three cars in about six months and once I bought this brand new Suzuki Vitara straight from the showroom, drove it for a day, decided I didn’t like it and the following day drove it to a BMW garage and said, “Can you buy this off me, and I want a BMW please.” I was totally naive and had no idea that by driving a brand-new car out of a showroom I’d lost thousands of pounds already. By that point I’d bought a property near Luton Airport for £710,000, which had devalued by £100,000 because of protests about potential airport expansion plans.
Then when the group split I suddenly went into not earning anything and I had to hand the keys back.