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In the majority of cases, however, bankruptcy is initiated by the debtor (a "voluntary bankruptcy" that is filed by the insolvent individual or organization).
Its true that every one start a business on own to have a successful life.
Winding up of companies is in the jurisdiction of the Courts which can take a decade even after the Company has actually been declared insolvent.
On the other hand, supervisory restructuring at the behest of The Board of Industrial and Financial Reconstruction is generally undertaken using receivership by a Public Finance Institution.
AS WE LEARN FROM OUR MISTAKES TOGETHER WE CAN SUCCEEDI want to file petition for bankcruptcy but I give some cheques blank or account payee cheques to the creditors.
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